兌換貨幣情景對(duì)話

　　貨幣兌換是指按照一定的匯率將外幣現(xiàn)鈔、旅行支票兌換成其他國(guó)家貨幣或者將其他國(guó)家貨幣兌換回本幣現(xiàn)鈔的一種交易行為。下面學(xué)習(xí)啦小編為大家?guī)?lái)金融英語(yǔ)關(guān)于兌換貨幣情景對(duì)話，歡迎大家學(xué)習(xí)!

　　關(guān)于兌換貨幣情景對(duì)話：美元兌換日元

　　Cyrus Morton is visiting Tokyo on his vacation.He stops into the Higashi Bank to change some dollars into yen .

　　休假期間，賽勒斯·莫頓在東京參觀游覽，他步入東銀行，把一些美元兌換成日元。

　　Clerk:Good afternoon ,sir.May I help you ?

　　職員：午安，先生，我能為您做些什么?

　　Morton:Yes,please .I want to get some yen notes for my stay in Japan .Can I buy them with American dollars?

　　莫頓：是的，謝謝。在我逗留日本期間，希望換些日幣，我可以用美元購(gòu)買日幣嗎?

　　C;Yes,sir .We are an authorized foreign exchange bank and can change them for you .

　　職員：可以的，先生。我們是經(jīng)批準(zhǔn)的外匯銀行，能夠?yàn)槟鷥稉Q貨幣。

　　M;Well,I have got 7.89 that I want to change .What's the exchange rate today ?

　　莫頓：那我，我想把476美元89美分兌換成日元，今天的兌換率是多少呢?

　　C:Today's rate for cash purchases is listed on this chart here.I can exchange the bills for you ,but we cannot take the coins.

　　職員：今天的現(xiàn)款購(gòu)買兌換率列在這里的這張圖表上，我可給您兌換紙幣，但是我們不收硬幣。

　　M:Oh,really ?Why not ?

　　莫頓：哦，真的嗎?為什么呢?

　　C:We don't deal in coins ,sir .Usually ,we have very little request for coin exchange and it makes it difficult for us to maintain a supply of coins adequate to what may be needed .

　　職員：我們不買硬幣，先生。平時(shí)我們這里很少需要兌換硬幣，這樣，就使我們很難確保存一批足夠的硬幣應(yīng)付可能的需要量。

　　M;Oh,yes,I remember that was true in America ,too.I couldn't get any yen coins before I left .

　　莫頓：哦，是的，我記得在美國(guó)也是如此。看來(lái)，在我離開之前，可能是一點(diǎn)日本硬幣也弄不到了。

　　C:Our head office may keep a supply of coins ,but branches rarely do .So we just exchange the bills and make up any difference in Japanese coins.

　　職員：我們總行可能提供硬幣，但是分行很少有這樣做的。因此，我們只能兌換紙幣并用日本硬幣補(bǔ)齊差額。

　　Do you have your passport with you ?

　　您帶著護(hù)照嗎?

　　M:Yes,here it is .

　　莫頓：帶著，在這里。

　　C:Well,please sign your name and local address on this exchange request .

　　職員：請(qǐng)把您的姓名、本地住址寫在這張兌換申請(qǐng)單上，

　　Also put down your passport number .I'll get your yen for you while you're filling this out .

　　還要寫上您的護(hù)照號(hào)碼。在您填寫時(shí)，我給您準(zhǔn)備日元。

　　關(guān)于兌換貨幣情景對(duì)話：日元兌換美元

　　Goro Watanable is leaving for the United States and wants to buy some American dollars before he goes .

　　渡邊五郎準(zhǔn)備前往美國(guó)，想在臨走前買些美元。

　　Watanable:I am leaving for the States tomorrow and will need some dollar currency with me when I arrive .

　　渡邊：我準(zhǔn)備明天啟程去美國(guó)，在到達(dá)那里時(shí)，我需要隨身帶些美鈔，

　　Can I get it here ?

　　我能在這里買到美元嗎?

　　Clerk:Yes,sir.How much did you want to buy ?

　　職員：可以，先生，你想買多少?

　　W;Well,I think about 0 worth .I get traveller's checks the other day ,but I don't want to arrive in American without any cash .

　　渡邊：哦，我想要100美元左右。前幾天我已經(jīng)辦理了旅游支票，但是，我不想在到達(dá)美國(guó)時(shí)手頭無(wú)現(xiàn)金。

　　It's a real problem cashing a traveller's check when the airport is crowded .

　　機(jī)場(chǎng)上非常擁擠的時(shí)候，兌現(xiàn)旅游支票是件很麻煩的事。

　　C:Yes ,that's true .Please fill out this request for foreign currency .On the purpose line ,just indicate travel.

　　職員：的確是這樣。請(qǐng)您填寫一下外幣申請(qǐng)表，在目的那一欄上只需說(shuō)明旅游就可以了。

　　W:What's the exchange rate today ?I can't understand this chart you have here .

　　渡邊：今天的兌換率是多少?我看不明白你們的這張圖表。

　　C:The figure under the listing for spot rate selling is the one you want .

　　職員：在現(xiàn)貨兌換率賣出的編目底下的那個(gè)數(shù)字就是您所需要的數(shù)字，

　　That means that rate for immediate delivery of cash .

　　它指的是現(xiàn)金的立即交付兌換率。

　　W;How come this so confusing ?What are these other rates listed?

　　渡邊：怎么這么令人費(fèi)解呢?表中所列出的另外的那些兌換率是怎么回事?

　　C:Well,the rate is different for different kinds of transaction .

　　職員：哦，不同種類的交易有不同的兌換率，

　　For example ,we don't buy or sell checks for the same rate as cash because of the transit time involved .

　　比如，我們買進(jìn)或賣出支票與買進(jìn)或賣出現(xiàn)金使用不同的兌換率，因?yàn)檫@里涉及到轉(zhuǎn)寄時(shí)間的問題。

　　W:I remember one bank said over-the -counter rate.Is that the same?

　　渡邊：我記得有家銀行說(shuō)過柜臺(tái)兌換率，它與現(xiàn)貨兌換率意思一樣嗎?

　　C:It's the same as the spot rate for small transactions for the gengeral public .

　　職員：一般講柜臺(tái)兌換率與小規(guī)模交易的現(xiàn)貨兌換率意思相同。

　　Some banks call it the over-the -counter rate for convenience .

　　某些銀行為方便起見，就稱后者為柜臺(tái)兌換率。