常用金融英語(yǔ)詞匯

　　下面是學(xué)習(xí)啦小編整理的常用金融英語(yǔ)詞匯， 希望對(duì)大家有幫助。

　　A

　　安全網(wǎng) safety net

　　按可比口徑 on comparable basis

　　按輕重緩急 to prioritize

　　暗補(bǔ) implicit subsidy

　　暗虧 hidden loss

　　B

　　頒發(fā)營(yíng)業(yè)執(zhí)照 to license;to grant a licence to

　　辦理存款業(yè)務(wù) to take deposits

　　保護(hù)農(nóng)民的生產(chǎn)積極性 to protect farmers'incentive to produce

　　備付金(超額準(zhǔn)備金) excess reserves

　　本外幣并賬 consolidation of domestic and foreign currencyaccounts

　　本外幣對(duì)沖操作 sterilization operation

　　本位利益 localized interest;departmentalism

　　奔小康 to strive to prosper;to strive to become well-to-do

　　避稅(請(qǐng)見(jiàn)“逃稅”) tax avoidance

　　幣種搭配不當(dāng) currency mismatch

　　幣種構(gòu)成 currency composition

　　變相社會(huì)集資 disguised irregular(or illegal) fund raising

　　表外科目(業(yè)務(wù)) off-balance-sheet items(operation)

　　薄弱環(huán)節(jié) weaknesses;loopholes

　　不變成本 fixed cost

　　不變價(jià) at constant price;in real terms

　　不動(dòng)產(chǎn) real estate

　　不良貸款(資產(chǎn)) problem loans;non-performing loans(assets)

　　C

　　財(cái)務(wù)公司 finance companies

　　財(cái)政赤字 fiscal deficit

　　財(cái)政擠銀行 fiscal pressure on the central bank(over monetary policy)

　　財(cái)政政策與貨幣政策的配合 coordination of fiscal and monetary policies

　　采取循序漸進(jìn)的方法 in a phased and sequenced manner

　　操作彈性 operational flexibility

　　操縱匯率 to manipulate exchange rate

　　產(chǎn)品構(gòu)成 product composition;product mix

　　產(chǎn)品積壓 stock pile;excessive inventory

　　產(chǎn)銷率 current period inventory;(即期庫(kù)存，不含前期庫(kù)存)sales/output ratio

　　產(chǎn)銷銜接 marketability

　　產(chǎn)業(yè)政策 industrial policy

　　長(zhǎng)期國(guó)債 treasury bonds

　　敞口頭寸 open position

　　炒股 to speculate in the stock market

　　承購(gòu)包銷 underwrite(securities)

　　成套機(jī)電產(chǎn)品 complete sets of equipment;complete plant(s)

　　城市信用社 urban credit cooperatives(UCCs)

　　城市合作銀行 urban cooperative banks;municipal united banks

　　城市商業(yè)銀行 municipal commercial banks

　　城鄉(xiāng)居民收入增長(zhǎng)超過(guò)物價(jià)漲幅 real growth in household income

　　持續(xù)升溫 persistent overheating

　　重復(fù)布點(diǎn) duplicate projects

　　重置成本 replacement cost

　　重組計(jì)劃 restructuring plan

　　籌資渠道 funding sources;financing channels

　　初見(jiàn)成效 initial success

　　出口統(tǒng)一管理、歸口經(jīng)營(yíng) canalization of exports

　　出口退稅 export tax rebate

　　儲(chǔ)蓄存款 household deposits(不完全等同于西方的savings deposits，前者包括活期存款，后者不包括。)

　　儲(chǔ)蓄分流 diversion of household deposits

　　儲(chǔ)源萎縮 decline in the availability of household savings

　　傳導(dǎo)機(jī)制 transmission mechanism

　　從價(jià)稅 ad valorem tax

　　從緊控制 tight control

　　存貸款比例 loan/deposit ratio

　　存款保險(xiǎn)體系 deposit insurance system

　　存款貨幣銀行 deposit money banks

　　存款準(zhǔn)備金 required reserves

　　D

　　打白條 issue IOU

　　大額存單 certificate of deposit(CD)

　　大額提現(xiàn) withdraw deposits in large amounts

　　大面積滑坡 wide-spread decline

　　大一統(tǒng)的銀行體制 (all-in-one)mono-bank system

　　呆賬(請(qǐng)見(jiàn)“壞賬”) bad loans

　　呆賬準(zhǔn)備金 loan loss reserves(provisions)

　　呆滯貸款 idle loans

　　貸款沉淀 non-performing loans

　　貸款分類 loan classification

　　貸款限額管理 credit control;to impose credit ceiling

　　貸款約束機(jī)制 credit disciplinary(constraint)mechanism

　　代理國(guó)庫(kù) to act as fiscal agent

　　代理金融機(jī)構(gòu)貸款 make loans on behalf of other institutions

　　戴帽貸款 ear-marked loans

　　倒逼機(jī)制 reversed transmission of the pressure for easing monetary condition

　　道德風(fēng)險(xiǎn) moral hazard

　　地區(qū)差別 regional disparity

　　第一產(chǎn)業(yè) the primary industry

　　第二產(chǎn)業(yè) the secondary industry

　　第三產(chǎn)業(yè) the service industry;the tertiary industry

　　遞延資產(chǎn) deferrable assets

　　訂貨不足 insufficient orders

　　定期存款 time deposits

　　定向募集 raising funds from targeted sources

　　東道國(guó)(請(qǐng)見(jiàn)“母國(guó)”) host country

　　獨(dú)立核算 independent accounting

　　短期國(guó)債 treasury bills

　　對(duì)沖操作 sterilization operation;hedging

　　對(duì)非金融部門債權(quán) claims on non-financial sector

　　多種所有制形式 diversified ownership

　　E

　　惡性通貨膨脹 hyperinflation

　　二級(jí)市場(chǎng) secondary market

　　F

　　發(fā)行貨幣 to issue currency

　　發(fā)行總股本 total stock issue

　　法定準(zhǔn)備金 required reserves;reserve requirement

　　法人股 institutional shares

　　法人股東 institutional shareholders

　　法治 rule of law

　　房地產(chǎn)投資 real estate investment

　　放松銀根 to ease monetary policy

　　非現(xiàn)場(chǎng)稽核 off-site surveillance(or monitoring)

　　非銀行金融機(jī)構(gòu) non-bank financial institutions

　　非贏利性機(jī)構(gòu) non-profit organizations

　　分稅制 assignment of central and local taxes;tax assignment system

　　分業(yè)經(jīng)營(yíng) segregation of financial business(services);division of business scope based on the type of financial institutions

　　風(fēng)險(xiǎn)暴露(風(fēng)險(xiǎn)敞口) risk exposure

　　風(fēng)險(xiǎn)管理 risk management

　　風(fēng)險(xiǎn)意識(shí) risk awareness

　　風(fēng)險(xiǎn)資本比例 risk-weighted capital ratios

　　風(fēng)險(xiǎn)資本標(biāo)準(zhǔn) risk-based capital standard

　　服務(wù)事業(yè)收入 public service charges;user's charges

　　扶貧 poverty alleviation

　　負(fù)增長(zhǎng) negative growth

　　復(fù)式預(yù)算制 double-entry budgeting;capital and current budgetary account

　　G

　　改革試點(diǎn) reform experimentation

　　杠桿率 leverage ratio

　　杠桿收購(gòu) leveraged buyout

　　高息集資 to raise funds by offering high interest

　　個(gè)人股 non-institutional shares

　　根本扭轉(zhuǎn) fundamental turnaround(or reversal)

　　公開(kāi)市場(chǎng)操作 open market operations

　　公款私存 deposit public funds in personal accounts

　　公用事業(yè) public utilities

　　公有經(jīng)濟(jì) the state-owned sector;the public sector

　　公有制 public ownership

　　工業(yè)成本利潤(rùn)率 profit-to-cost ratio

　　工業(yè)增加值 industrial value added

　　供大于求 supply exceeding demand;excessive supply

　　鼓勵(lì)措施 incentives

　　股份合作企業(yè) joint-equity cooperative enterprises

　　股份制企業(yè) joint-equity enterprises

　　股份制銀行 joint-equity banks

　　固定資產(chǎn)貸款 fixed asset loans

　　關(guān)稅減免 tariff reduction and exemption

　　關(guān)稅減讓 tariff concessions

　　關(guān)稅優(yōu)惠 tariff incentives;preferential tariff treatment

　　規(guī)范行為 to regularize(or standardize)…behavior

　　規(guī)模效益 economies of scale

　　國(guó)計(jì)民生 national interest and people's livelihood

　　國(guó)家對(duì)個(gè)人其他支出 other government outlays to individuals

　　國(guó)家風(fēng)險(xiǎn) country risk

　　國(guó)際分工 international division of labor

　　國(guó)際收支 balance of payments

　　國(guó)有獨(dú)資商業(yè)銀行 wholly state-owned commercial banks

　　國(guó)有經(jīng)濟(jì)(部門) the state-owned(or public)sector

　　國(guó)有企業(yè) state-owned enterprises(SOEs)

　　國(guó)有制 state-ownership

　　國(guó)有資產(chǎn)流失 erosion of state assets

　　國(guó)債回購(gòu) government securities repurchase

　　國(guó)債一級(jí)自營(yíng)商 primary underwriters of government securities

　　過(guò)度競(jìng)爭(zhēng) excessive competition

　　過(guò)度膨脹 excessive expansion

　　過(guò)熱跡象 signs of overheating