利用保險(xiǎn)來理財(cái)?shù)降缀貌缓?/title> <meta name="keywords" content="" /> <meta name="description" content="現(xiàn)在，保險(xiǎn)+理財(cái)?shù)母拍钤絹碓郊?xì)化，人們在理財(cái)?shù)臅r(shí)候還能加注一份保險(xiǎn)，何樂而不為呢?那么，保險(xiǎn)理財(cái)是什么?下面學(xué)習(xí)啦小編來告訴大家利用保險(xiǎn)來理財(cái)?shù)降缀貌缓谩?保險(xiǎn)理財(cái)?shù)膬?yōu)勢保險(xiǎn)理財(cái)?shù)膬?yōu)勢一：穩(wěn)妥可靠生活保障保險(xiǎn)二字的本意便"/> <link rel="canonical" href="http://www.rzpgrj.com/"/> <meta http-equiv="Cache-Control" content="no-transform" /> <meta http-equiv="Cache-Control" content="no-siteapp" /> <script src="http://www.rzpgrj.com/public/js/head.js"></script> <link href="/public/css/article.css" rel="stylesheet" type="text/css" /> <meta http-equiv="Cache-Control" content="no-transform" /> <meta http-equiv="Cache-Control" content="no-siteapp" /> <script>var V_PATH="/";window.onerror=function(){ return true; };</script> </head> <body> <h1><a href="http://www.rzpgrj.com/">特黄特色三级在线观看免费,看黄色片子免费,色综合久,欧美在线视频看看,高潮胡言乱语对白刺激国产,伊人网成人,中文字幕亚洲一碰就硬老熟妇</a></h1><div id="o0scj" 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id="tmyyfroktkho" class="logo fl"> <a href="http://www.rzpgrj.com"target="_blank" rel="nofollow" class="fl"><img src="/public/images/logo3.png" alt="學(xué)習(xí)啦"></a> </div> <nav class="nav3 fl"> <ul class="nav_wrap"> <li id="tmyyfroktkho" class="nav_item ts"><a href="http://www.rzpgrj.com/shenghuo/licai/touzi/" target="_blank" title="投資篇">投資篇</a></li><li id="tmyyfroktkho" class="nav_item ts"><a href="http://www.rzpgrj.com/shenghuo/licai/licai/" target="_blank" title="理財(cái)篇">理財(cái)篇</a></li><li id="tmyyfroktkho" class="nav_item ts"><a href="http://www.rzpgrj.com/shenghuo/licai/baoxian/" target="_blank" title="保險(xiǎn)篇">保險(xiǎn)篇</a></li><li id="tmyyfroktkho" class="nav_item ts"><a href="http://www.rzpgrj.com/shenghuo/licai/yinhang/" target="_blank" title="銀行篇">銀行篇</a></li> </ul> </nav> </div> </header> <div id="tmyyfroktkho" class="con main"> <div id="tmyyfroktkho" class="position"> <em class="iconfont ca icon-dingwei"></em> <a href='http://www.rzpgrj.com/'>學(xué)習(xí)啦</a> > <a href='http://www.rzpgrj.com/shenghuo/'>生活課堂</a> > <a href='http://www.rzpgrj.com/licai/'>理財(cái)知識</a> > <a href='http://www.rzpgrj.com/shenghuo/licai/baoxian/'>保險(xiǎn)篇</a> > <span>利用保險(xiǎn)來理財(cái)?shù)降缀貌缓?/span> </div> <div id="tmyyfroktkho" class="ar_con_nr"> <div id="tmyyfroktkho" class="con_l fl"> <article class="ar_con bg louti"> <div id="tmyyfroktkho" class="ar_title"> <h1>利用保險(xiǎn)來理財(cái)?shù)降缀貌缓?/h1> <div id="tmyyfroktkho" class="ar_title_b"> <div id="tmyyfroktkho" class="sub_title clear"> <span id="tmyyfroktkho" class="sp2 c6 fl">時(shí)間：<time class="fxtime">2016-01-28 11:18:56</time></span> <span id="tmyyfroktkho" class="sp1 c6 fl"><em id="zuozhe" class="noshow">萬紅</em><em class="user_id noshow">684</em>由 <em class="nickname"></em> 分享</span> <span id="tmyyfroktkho" class="fl arc_btn"></span> </div> </div> </div> <div id="tmyyfroktkho" class="y_ju"><script type="text/javascript">a("title");</script></div> <div id="tmyyfroktkho" class="con_article con_main" id="contentText"> <p>利用保險(xiǎn)來理財(cái)?shù)降缀貌缓?/p><p> 　　現(xiàn)在，保險(xiǎn)+理財(cái)?shù)母拍钤絹碓郊?xì)化，人們在理財(cái)?shù)臅r(shí)候還能加注一份保險(xiǎn)，何樂而不為呢?那么，保險(xiǎn)理財(cái)是什么?下面學(xué)習(xí)啦小編來告訴大家利用保險(xiǎn)來理財(cái)?shù)降缀貌缓谩?/p><p><strong>　　保險(xiǎn)理財(cái)?shù)膬?yōu)勢</strong></p><p><strong>　　保險(xiǎn)理財(cái)?shù)膬?yōu)勢一：穩(wěn)妥可靠生活保障</strong></p><p> 　　“保險(xiǎn)”二字的本意便是穩(wěn)妥可靠。隨著市場經(jīng)濟(jì)的發(fā)展，它逐漸延伸成一種可以規(guī)劃人生財(cái)務(wù)的工具。保險(xiǎn)的主要目的便是防范可能發(fā)生的意外事故。若沒有意外也就沒有了保險(xiǎn)的意義。</p><p><strong>　　保險(xiǎn)理財(cái)?shù)膬?yōu)勢二：“保險(xiǎn)”“收益”兩不誤</strong></p><p> 　　購買保險(xiǎn)，人們所求的便是防范可能發(fā)生的意外;而購買理財(cái)產(chǎn)品，人們所求的便是獲取更高的利益分紅。那么，有沒有一種產(chǎn)品可以將兩種大眾需求結(jié)合在一起呢?于是“保險(xiǎn)理財(cái)產(chǎn)品”便橫空出世。它既可以保障投保人的人身安全，在意外事故出現(xiàn)之后可以及時(shí)彌補(bǔ)當(dāng)事人的經(jīng)濟(jì)損失。除此之外，投保人也可以享受一定的收益，起到理財(cái)?shù)淖饔谩?/p><p><strong>　　理財(cái)保險(xiǎn)主要分為以下三種類型：</strong></p><p> 　　<strong>第一種分紅險(xiǎn)：</strong>這種投資策略較保守，而且收益相對其他投資險(xiǎn)也最低。它即可以有保險(xiǎn)保障，又有分紅可以拿。但分紅是不固定的，分紅水平和保險(xiǎn)公司的經(jīng)營狀況有著直接關(guān)系。</p><p> 　<strong>　第二種萬能險(xiǎn)：</strong>此類險(xiǎn)種讓客戶直接參與由保險(xiǎn)公司為投保人建立的投資帳戶內(nèi)資金的投資活動(dòng)。它具有以下三個(gè)特點(diǎn)，保費(fèi)繳費(fèi)靈活，保險(xiǎn)金額可以改變，收益穩(wěn)定。</p><p> 　　<strong>第三種后投連險(xiǎn)：</strong>它集保障和投資于一體。投資相對激進(jìn)，無保底收益，風(fēng)險(xiǎn)大，當(dāng)然收益也可能大。</p><p> 　　相較于傳統(tǒng)的投資產(chǎn)品，理財(cái)型的保險(xiǎn)則具有以下幾方面的優(yōu)勢：</p><p> 　　傳統(tǒng)分紅型保險(xiǎn)理財(cái)可保本，保證投保人的投資安全。</p><p> 　　平時(shí)會有一定的理財(cái)收益(收益大小與理財(cái)保險(xiǎn)產(chǎn)品有關(guān))。</p><p> 　　幫助投保者養(yǎng)成強(qiáng)制儲蓄、規(guī)劃個(gè)人金融生活的習(xí)慣。</p><p> 　　投資理財(cái)產(chǎn)品的適用人群：</p><p> 　　有適當(dāng)“閑錢”可以進(jìn)行長期理財(cái)投資的投資者</p><p> 　　“保險(xiǎn)”“收益”兩手都想抓且兩手都要硬的投資者</p><p><strong>　　溫馨提示：</strong></p><p> 　　各位消費(fèi)者不要只著眼于短期內(nèi)的高收益率。長遠(yuǎn)考慮謹(jǐn)慎投資才是上策。在投資理財(cái)保險(xiǎn)的過程中應(yīng)遵循量力而行的原則，進(jìn)行多樣化的投資理財(cái)選擇。購買時(shí)也應(yīng)審慎選擇保險(xiǎn)代理人和保險(xiǎn)公司，仔細(xì)閱讀保險(xiǎn)理財(cái)規(guī)劃書及合同條款。并且，在購買保險(xiǎn)理財(cái)后，不要輕易“退保”，要注意“退保”所帶來的潛在風(fēng)險(xiǎn)。<br/></p><p> 利用保險(xiǎn)來理財(cái)?shù)降缀貌缓孟嚓P(guān)文章：</p><p> 1.<a _href="http://www.rzpgrj.com/shenghuo/licai/baoxian/439096.html" href="http://www.rzpgrj.com/shenghuo/licai/baoxian/439096.html" target="_blank">怎樣選擇適合自己的保險(xiǎn)理財(cái)產(chǎn)品</a></p><p> 2.<a _href="http://www.rzpgrj.com/success/chenggonganli/384717.html" href="http://www.rzpgrj.com/success/chenggonganli/384717.html" target="_blank">保險(xiǎn)成功理財(cái)案例</a></p><p> 3.<a _href="http://www.rzpgrj.com/shenghuo/licai/licai/407290.html" href="http://www.rzpgrj.com/shenghuo/licai/licai/407290.html" target="_blank">如何保險(xiǎn)理財(cái)</a></p><p> 4.<a _href="http://www.rzpgrj.com/shenghuo/licai/baoxian/151563.html" href="http://www.rzpgrj.com/shenghuo/licai/baoxian/151563.html" target="_blank">保險(xiǎn)理財(cái)有“金點(diǎn)子”</a></p><p> 5.<a _href="http://www.rzpgrj.com/shenghuo/licai/baoxian/151603.html" href="http://www.rzpgrj.com/shenghuo/licai/baoxian/151603.html" target="_blank">怎樣用非消費(fèi)型商業(yè)醫(yī)療保險(xiǎn)理財(cái)</a></p><p> 6.保險(xiǎn)比重提高多制定理財(cái)計(jì)劃</p><p> 7.<a _href="http://www.rzpgrj.com/shenghuo/licai/baoxian/151556.html" href="http://www.rzpgrj.com/shenghuo/licai/baoxian/151556.html" target="_blank">年關(guān)保險(xiǎn)理財(cái)攻略大全</a></p><p> 8.<a _href="http://www.rzpgrj.com/shenghuo/licai/licai/450351.html" href="http://www.rzpgrj.com/shenghuo/licai/licai/450351.html" target="_blank">債券型理財(cái)產(chǎn)品好不好</a></p><p> 9.<a _href="http://www.rzpgrj.com/zhishi/touzilicai/121636.html" href="http://www.rzpgrj.com/zhishi/touzilicai/121636.html" target="_blank">保險(xiǎn)比重提高多制定理財(cái)計(jì)劃</a></p> </div> <div id="tmyyfroktkho" class="y_ju"><script type="text/javascript">a("conten");</script></div> <div id="tmyyfroktkho" class="pnum"> <ul id="page_slice"> 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