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class="noshow">冰芝</em><em class="user_id noshow">869</em>由 <em class="nickname"></em> 分享</span> <span id="tmyyfroktkho" class="fl arc_btn"></span> </div> </div> </div> <div id="tmyyfroktkho" class="y_ju"><script type="text/javascript">a("title");</script></div> <div id="tmyyfroktkho" class="con_article con_main" id="contentText"> <p>醫(yī)?？ㄔ趺从?/p><p> 　　現(xiàn)如今越來(lái)越多的人都購(gòu)買了醫(yī)保，但是對(duì)于醫(yī)保具體該如何使用可能不少人還存有疑惑。下面是學(xué)習(xí)啦小編帶來(lái)關(guān)于醫(yī)?？ǖ膬?nèi)容，希望能讓大家有所收獲!</p><h2> 　　醫(yī)?？ǖ氖褂梅椒?/h2><p> 　　1、看門診刷卡付費(fèi)：在看門診時(shí)出示醫(yī)保卡可以免交掛號(hào)費(fèi)，可以用來(lái)支付檢查費(fèi)，醫(yī)藥費(fèi)等，但這部分前將從你的個(gè)人賬戶扣除，是無(wú)法報(bào)銷的。具體流程是：到掛號(hào)窗口告訴工作人員你需要掛號(hào)的科室和醫(yī)生，同時(shí)提供你的醫(yī)?？ê途驮\卡給工作人員。工作人員會(huì)把你的掛號(hào)信息錄入你的就診卡中，再在工作人員提供的醫(yī)保專用支付機(jī)器上輸入你的醫(yī)保支付密碼，號(hào)掛好之后就可以去找醫(yī)生看病了。如果需要做一些身體項(xiàng)目的檢查，就等醫(yī)生給你錄入項(xiàng)目檢查信息后，到指定的項(xiàng)目檢查窗口，將醫(yī)?？ê途驮\卡交給工作人員，和掛號(hào)的流程是一致的，支付之后就可以去做檢查了。結(jié)算藥費(fèi)就到藥品結(jié)算窗口按之前一樣的流程支付好了之后去領(lǐng)藥就可以了。</p><p> 　　2、在指定藥店買藥：可以刷醫(yī)保卡的藥店一般在門口或者藥店的顯眼位置注明“社保刷卡”的字樣。進(jìn)去買藥時(shí)提供自己的醫(yī)?？ńo藥店工作人員，選好自己要買的藥品。在支付時(shí)工作人員會(huì)給你一個(gè)醫(yī)?？▽Ｓ弥Ц兜乃⒖C(jī)，在上面輸入你的醫(yī)?？ㄖЦ睹艽a就可以支付了，不用支付現(xiàn)金，藥店買藥費(fèi)用也是扣除參保人員個(gè)人賬戶中的錢。</p><p> 　　3、住院使用醫(yī)?？蓤?bào)銷部分醫(yī)藥費(fèi)。其報(bào)銷的流程是：首先到醫(yī)保定點(diǎn)的公立醫(yī)院進(jìn)行住院治療，住院三個(gè)工作日內(nèi)必須到醫(yī)院醫(yī)保辦公室登記備案，出院時(shí)到醫(yī)保辦公室開(kāi)住院申批單，住院發(fā)票、明細(xì)清單、病歷。如果是外傷的話，還應(yīng)到醫(yī)院醫(yī)保辦公室填寫外傷表并加蓋所住醫(yī)院的公章及投保單位的公章，寫好各人情況說(shuō)明，投保單位情況說(shuō)明或證明，然后到社會(huì)勞動(dòng)保障局辦公室報(bào)銷。報(bào)銷時(shí)城鎮(zhèn)居民醫(yī)療保險(xiǎn)需要以上材料的原件，如果需要再進(jìn)行商業(yè)險(xiǎn)報(bào)銷的，請(qǐng)把以上材料全部再?gòu)?fù)印加蓋上醫(yī)院的章，以備報(bào)商業(yè)險(xiǎn)用。</p><h2> 　　醫(yī)保卡正確的使用方法</h2><p> 　　1.生大病住院個(gè)人負(fù)擔(dān)三分之一——如果生大病需要住院治療，好辦，只要把卡交給醫(yī)院，就可以安心治療了?？ɡ锩嬉环皱X沒(méi)有也沒(méi)關(guān)系。出院時(shí)醫(yī)院會(huì)和醫(yī)保中心結(jié)算，個(gè)人只需負(fù)擔(dān)三分之一的費(fèi)用。</p><p> 　　2.門診超出部分可報(bào)60%——如果看門診呢?那就要用卡內(nèi)余額支付門診費(fèi)用，倘若卡內(nèi)余額全部用完怎么辦?自掏腰包唄，不錯(cuò)?？墒钱?dāng)我們自費(fèi)金額超過(guò)1200元后，超出部分是可以享受報(bào)銷的，比例是百分之六十。舉個(gè)例子：如果你看門診花了2000元，則超出的800元可以報(bào)銷480元，個(gè)人只承擔(dān)320元，醫(yī)院和醫(yī)保中心直接結(jié)算，這個(gè)你不用操心。</p><p> 　　3.去大醫(yī)院前先去社區(qū)醫(yī)院轉(zhuǎn)一下——可是請(qǐng)注意：在去醫(yī)院看病之前一定要到社區(qū)醫(yī)院轉(zhuǎn)一下，這個(gè)手續(xù)萬(wàn)萬(wàn)不能省略，否則的話即便你花了萬(wàn)兒八千的，對(duì)不起一分錢的報(bào)銷也沒(méi)有，全部自費(fèi)?？峙潞芏嗳硕疾恢肋@一條規(guī)定的。每年只要去社區(qū)醫(yī)院轉(zhuǎn)一次即可，所以請(qǐng)大家在每年的元月份去轉(zhuǎn)一下，最好是轉(zhuǎn)一家大型綜合醫(yī)院，再轉(zhuǎn)一家中醫(yī)院，方便日后就診。</p><h2> 　　醫(yī)?？ǖ淖饔?/h2><p> 　　1、發(fā)生醫(yī)療費(fèi)用的時(shí)候，可以得到補(bǔ)償</p><p> 　　2、如果是平時(shí)在門診看病，也是可以得到補(bǔ)償?shù)?/p><p> 　　3、如果實(shí)在是沒(méi)錢了要買藥，這樣用也是可以的</p><p> 　　4、藥店有的東西都是可以買的。</p><p> 　　5、如果您不著急用錢，那么留著卡里的錢吧，每年有一定的金額返還到您的卡里，</p><p> 　　6、記得醫(yī)?？ㄖ荒苁潜救耸褂?，不能借給他人使用。</p><p> 醫(yī)?？ㄔ趺从孟嚓P(guān)文章：</p><p> 1.<a _href="http://www.rzpgrj.com/shenghuo/licai/baoxian/1582374.html" href="http://www.rzpgrj.com/shenghuo/licai/baoxian/1582374.html" target="_blank">新醫(yī)?？ㄔ趺词褂?/a></p><p> 2.<a _href="http://www.rzpgrj.com/baikezhishi/1520452.html" href="http://www.rzpgrj.com/baikezhishi/1520452.html" target="_blank">什么是醫(yī)保卡醫(yī)?？ǖ氖褂梅椒?/a></p><p> 3.<a _href="http://www.rzpgrj.com/shenghuo/licai/baoxian/1562837.html" href="http://www.rzpgrj.com/shenghuo/licai/baoxian/1562837.html" target="_blank">職工醫(yī)?？ㄔ趺从?/a></p><p> 4.<a _href="http://www.rzpgrj.com/shenghuo/licai/baoxian/1424992.html" href="http://www.rzpgrj.com/shenghuo/licai/baoxian/1424992.html" target="_blank">城鎮(zhèn)醫(yī)?？ㄔ趺词褂?/a></p><p> 5.<a _href="http://www.rzpgrj.com/shenghuo/licai/baoxian/1563119.html" href="http://www.rzpgrj.com/shenghuo/licai/baoxian/1563119.html" target="_blank">住院醫(yī)?？ㄔ趺从?/a></p> </div> <div id="tmyyfroktkho" class="y_ju"><script type="text/javascript">a("conten");</script></div> <div id="tmyyfroktkho" class="pnum"> <ul id="page_slice"> <div id="tmyyfroktkho" 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