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class="ar_con_nr"> <div id="tmyyfroktkho" class="con_l fl">  <article class="ar_con bg louti"> <div id="tmyyfroktkho" class="ar_title"> <h1>怎樣培養(yǎng)孩子理財(cái)?shù)姆椒?/h1> <div id="tmyyfroktkho" class="ar_title_b"> <div id="tmyyfroktkho" class="sub_title clear"> <span id="tmyyfroktkho" class="sp2 c6 fl">時(shí)間：<time class="fxtime">2017-02-04 17:23:36</time></span> <span id="tmyyfroktkho" class="sp1 c6 fl"><em id="zuozhe" class="noshow">學(xué)良</em><em class="user_id noshow">775</em>由 <em class="nickname"></em> 分享</span> <span id="tmyyfroktkho" class="fl arc_btn"></span> </div> </div> </div> <div id="tmyyfroktkho" class="y_ju"><script type="text/javascript">a("title");</script></div> <div id="tmyyfroktkho" class="con_article con_main" id="contentText"> <p> 　　俗話說你不理財(cái)財(cái)不理你，理財(cái)應(yīng)該從寶寶捉起，從小培養(yǎng)孩子的理財(cái)觀念。如何培養(yǎng)孩子理財(cái)呢?小編精心收集了怎樣培養(yǎng)孩子理財(cái)，培養(yǎng)孩子理財(cái)方法，供大家欣賞學(xué)習(xí)!</p><h2> 　　培養(yǎng)孩子理財(cái)方法</h2><p> 　　全民理財(cái)?shù)臅r(shí)代，多了解些理財(cái)知識(shí)，有一個(gè)理財(cái)?shù)囊庾R(shí)是很好的，很多事情要從寶寶開始抓起，理財(cái)同時(shí)也不例外，不要覺得孩子還小就不懂理財(cái)或是讓孩子從小了解金錢的概念會(huì)很酸腐，理財(cái)要從孩子開始培養(yǎng)。</p><p> 　　1.培養(yǎng)孩子第一步可以從培養(yǎng)他們的儲(chǔ)蓄習(xí)慣開始</p><p> 　　俗話說，身教勝過言教，故而家長(zhǎng)要做好榜樣的作用，給寶寶一個(gè)正面的引導(dǎo)。爸爸媽媽們可以給寶寶準(zhǔn)備一個(gè)儲(chǔ)蓄罐，帶領(lǐng)著寶寶每天投入一部分錢，讓孩子可以漸漸的養(yǎng)成一個(gè)定日儲(chǔ)蓄的好習(xí)慣，當(dāng)孩子將這種習(xí)慣成為一種自然的時(shí)候，孩子就會(huì)堅(jiān)持做這些事情，當(dāng)然為了讓孩子能夠感受到儲(chǔ)蓄的快樂，可以等到儲(chǔ)蓄罐里面的資金到了一定的數(shù)額，給寶寶買一些小禮物，隨著孩子對(duì)于金錢概念認(rèn)識(shí)的逐漸深入，孩子也會(huì)漸漸明白儲(chǔ)蓄的重要意義。</p><p> 　　2.讓孩子培養(yǎng)一個(gè)記賬的習(xí)慣</p><p> 　　有著理財(cái)意識(shí)的家庭會(huì)有記賬的習(xí)慣，當(dāng)然這并不是說是要記流水賬，可以將一些重大支出記錄下來，而讓寶寶有一個(gè)記賬的習(xí)慣，可以幫助孩子們更好的規(guī)劃自己的支出，花錢有計(jì)劃也就不會(huì)覺得每月的零花錢不夠用了。家長(zhǎng)可以定期檢查一下，看看孩子們?nèi)粘Ｉ钪心切╅_支比較多，那些可以節(jié)約，哪些可以更好的規(guī)劃。</p><p> 　　3.消費(fèi)觀的建立</p><p> 　　孩子養(yǎng)成了一個(gè)儲(chǔ)蓄習(xí)慣之后，對(duì)于他們?nèi)蘸蟮南M(fèi)觀建立也有幫助，孩子們可以通過自己的合理規(guī)劃獲得自己心儀的事物，這樣子也可以讓孩子能夠從主觀情緒上接受儲(chǔ)蓄的行為而不是隨意消費(fèi)。</p><h2> 　　培養(yǎng)孩子的金錢觀都應(yīng)該注意以下原則</h2><p> 　　1.不要回避金錢問題</p><p> 　　當(dāng)孩子成長(zhǎng)到兩三歲時(shí)，他們已可以聽懂成人在談?wù)撳X的話題，與生俱來的好奇心可能會(huì)讓他們?nèi)滩蛔±Щ笕ピ儐柛改概c金錢相關(guān)的問題。此時(shí)，家長(zhǎng)千萬不要回避，應(yīng)該借此機(jī)會(huì)向孩子講解這方面的內(nèi)容，并在潛移默化中灌輸孩子正確的金錢觀。</p><p> 　　2.視需要給予孩子零用錢以及用品</p><p> 　　中國家長(zhǎng)總是盡可能滿足孩子的物質(zhì)需求，只要孩子能夠安心學(xué)習(xí)，即使提出些許過分的要求，給孩子零用錢也沒有作很好的規(guī)劃。尤其使城市中生活條件較好的家庭，父母會(huì)給孩子買各式各樣孩子想要的用品，照上千元的攝影專輯，還要給大把的零花錢，只要孩子活得開心，學(xué)習(xí)成績(jī)好就行了。從而養(yǎng)成了孩子亂花錢，好逸惡勞的個(gè)性，父母傾盡所有的同時(shí)反而抹殺了孩子自我創(chuàng)造財(cái)富的能力，同時(shí)也會(huì)削減孩子創(chuàng)造財(cái)富的動(dòng)力。</p><p> 　　3.讓孩子學(xué)會(huì)珍惜</p><p> 　　無論是送孩子禮物還是給孩子零用錢，一定要跟孩子傳授愛惜東西的觀念，如果東西有損壞或者丟失的情況，要他們自己承擔(dān)損壞或者丟失對(duì)這些物品的責(zé)任，從小灌輸他們愛惜金錢的觀念。</p><p> 　　如何培養(yǎng)孩子學(xué)會(huì)理財(cái)?首先還是要孩子認(rèn)識(shí)財(cái)，讓孩子可以了解財(cái)?shù)膬?chǔ)蓄的重要性，可以幫助孩子更好的了解到自己的消費(fèi)結(jié)構(gòu)，與此同時(shí)還可以更好的支配自己的資金，這是讓孩子學(xué)會(huì)理財(cái)?shù)牡谝徊剑攀侵匾囊徊健?br/> 猜你喜歡：</p><p style="margin: 5px 0px; color: rgb(0, 0, 0); font-family: sans-serif; font-size: 16px; line-height: normal; widows: 1;"> 1.<a _href="http://www.rzpgrj.com/fangfa/1090869.html" href="http://www.rzpgrj.com/fangfa/1090869.html" target="_blank">小學(xué)生理財(cái)方法</a></p><p style="margin: 5px 0px; color: rgb(0, 0, 0); font-family: sans-serif; font-size: 16px; line-height: normal; widows: 1;"> 2.<a _href="http://www.rzpgrj.com/zhishi/touzilicai/608378.html" href="http://www.rzpgrj.com/zhishi/touzilicai/608378.html" target="_blank">學(xué)生理財(cái)方法-大學(xué)生理財(cái)方法</a></p><p style="margin: 5px 0px; color: rgb(0, 0, 0); font-family: sans-serif; font-size: 16px; line-height: normal; widows: 1;"> 3.<a _href="http://www.rzpgrj.com/success/chenggongdeyisi/500092.html" 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